Do you consider yourself physically fit? How about financially-fit?

Both physical fitness and financial fitness have a lot of things in common. Most importantly, success in each depends on knowing what to do (habits to practice or avoid) and taking action to doing it (don’t sit on the couch, go run!). And both aim to have that feel of well-being. Both is a process, a way of life, a lifestyle, a set of values and habits. Financial fitness means living the kind of life that brings economic success without unnecessary risk, complications, stress and a lack of focus on the more important things in life.

Before anything else, there are misconceptions as to how wealth or the lack of it depends on inheritance, level of education and what one does for a living. Surely there is some correlation between wealth and these factors, but we have seen as well, people with large inheritance blow it, or someone without the privilege of a higher education or with a job others may consider lowly, live happier and stress free financial life.

The reason that some people have enough money, while others constantly struggle financially, is simply because those people have learned the principles of financial fitness and consistently apply them – while others do not. Principles are universal – as Stephen Covey taught. When you apply them, you will get the results you seek. An example is the Law of the Harvest – you reap what you sow.

So, what is the first principle of Financial Fitness? It’s not what you make but what you keep that determines success!.